Terms and Conditions

1)
By entering www.Pmemory.com  (a.k.a. “this site”) and/or by purchasing products and/or services from School of Phenomenal Memory (www.Pmemory.com), you are agreeing to be bound by the following statements, unconditionally and in their entirety. If you do not wish to be bound by the following terms and condition, you should exit this site immediately. We reserve the right to change, update, and revise these terms of use at any time at our sole discretion. Please check back often to review any updated terms.

2)
You understand and agree that all School of Phenomenal Memory materials and information contains ideas, opinions, tips and techniques for improving learning performance. The author and publisher intend to provide helpful and useful material on the subjects addressed in this material. The author and publisher are not providing you with medical, health, or any other personal professional services. You should seek advice of your medical practitioner, health professional or other relevant competent professional before trying or using information provided on this website.

3)
You understand and agree that any dispute between you and School of Phenomenal Memory shall be submitted to binding arbitration before the Judicial Arbitration Mediation Service, in the State of Hawaii, with the costs thereof to be equally paid by the parties to any such lawsuit during the pendency of the same.

4)
You understand and agree to the following “money back guarantee” policy: If, after completing the program (Phenomenal Memory Course, 60 lessons), you are not satisfied with the quality of the product offered, you will be given a full refund of amounts paid. You agree and understand that the circumstances of your dissatisfaction have to be provided. You agree and understand that you have no claim on refund if any of the following conditions apply: You have not completed the Phenomenal Memory Course; You did not perform any program exercises, tests or activity; You did not inform a School of Phenomenal Memory representative of the issues that are concerning you and given School of Phenomenal Memory adequate time to correct these issues during the program; You violated any part of this agreement; or if you did not request a refund after completing the final lesson.

5)
It’s your responsibility to maintain all legal, regulatory, company and other applicable requirements while using (or attempting to use) any of the material. These may be requirements relevant to your qualification, the activity you are undertaking, or the equipment you are using.

6)
You agree to not hold, nor attempt to hold the author, publisher or their agents liable for any loss, liability, claim, demand, damage, or expense (including legal fees) whatsoever in connection with the purchase, use, misuse or inability to use this material. You also indemnify the author and publisher and their agents from the actions of others affected by your activities. This includes the cases where the author or publisher has omitted information or included wrong information.

7)
You understand and agree that the enforceability of any clause of this agreement is not to be affected by the enforceability of any other clause of this agreement. Nor is the enforceability of any part of any clause of this agreement affected by the enforceability of any other part of any clause of this agreement. Nor shall failure to enforce this agreement be deemed a waiver of this agreement. Certain applicable laws may not allow all of limitations of liability described in this agreement. Should that be the case, you agree that all clauses or parts of clauses which are not inconsistent with applicable laws remain in force, and that the total liability to you for losses, damages, causes of action, and/or negligence shall not exceed the total amount paid by you (if any) to access this site and/or to purchase products or services offered within (as appropriate).

8)
You understand and agree that, in case of conflict, these terms supersede any other agreement or communication which may have been made between you and School of Phenomenal Memory or any individual School of Phenomenal Memory representative.

9)
You specifically and without limitation waive any and all rights to seek reimbursement of funds paid to School of Phenomenal Memory through any mechanism not specifically provided for in these terms and conditions. This includes, but is not limited to, your credit card company, School of Phenomenal Memory’s credit card processor, and the legal system (except as provided for in clause 3 above).

10)
You understand and agree that any goods or services purchased may not be re-sold, shared, rented, distributed to, given to, exchanged with, or transferred to a third party without prior written permission from School of Phenomenal Memory.

11)
You understand and agree that all content and materials available on this site, including, but not limited to, systems, designs, wording, colors and graphics, are proprietary trade secrets protected by copyrights, trademarks, service marks, patents or other proprietary rights and by other laws, and that their use is restricted by the terms of this agreement. Use of the content of materials on this site for any purpose without prior written permission from School of Phenomenal Memory is strictly prohibited. You further agree that will create no derivate works of this site or the products or services offered within.

12)
School of Phenomenal Memory makes no warranties of any kind (either expressed or implied) concerning the materials on this site. Further, School of Phenomenal Memory does not warrant that transmission of the materials will not be interrupted, nor does it warrant that the materials will contain no errors, nor that they will be accurate. School of Phenomenal Memory does not warrant that the site itself or the server which transmits it will be free or viruses or anything else that might be harmful. Nor do we warrant that any defects will be corrected. You alone assume all risk associated with the use of the site, including the full cost of any necessary repair or service to your computer. By using this site you waive any claim whatsoever against School of Phenomenal Memory which arises from your use, whether intended or not, of any other site. This clause specifically includes any claim arising from a product and/or service which you purchase any site other than this site and any claim arising from security of information (including, but not limited to, credit card information) which you use on this site. In addition, School of Phenomenal Memory assumes no responsibility for any content (including, but not limited to, content which you find offensive) which you may find on sites that link either to or from this site, or on sites that link either to or from other School of Phenomenal Memory activities that are affiliated with this site (including, but not limited to, products, services, and newsletters). This includes, but is not limited to, responsibility for the accuracy or compliance with any laws and for any viruses or other harmful things which may be contained in other sites. School of Phenomenal Memory does not endorse or warrant the quality of any goods or services which you may purchase from any site other than this site.

13)
School of Phenomenal Memory shall not be liable in any way whatsoever (including, but not limited to, negligence) for any special or consequential damages resulting from either your use of this site or your inability to use it or from your use of any site link from or to this site. This limitation specifically includes, but is not limited to, any circumstance in which School of Phenomenal Memory has been advised of potential liability.

14)
You understand that by purchasing a product or service, submitting a forum request, submitting a contact form, or by taking any action on this site which involves submitting your email address, that you are requesting to be added to a free, no obligation, “School of Phenomenal Memory News” newsletter. This newsletter is offered as a free service by School of Phenomenal Memory and no purchase is necessary. On occasion, subscribers have had trouble removing themselves from this free newsletter. If you have trouble subscribing or unsubscribing, you may contact us at info@pmemory.com for personal attention. By submitting your email address, you agree that you wish to be subscribed to this newsletter, and that you will take no action against School of Phenomenal Memory or any of its representatives in the event you are unhappy that you subscribed or are not able to remove yourself from this free mailing list, and you agree that the small inconvenience of receiving this unwanted newsletter will cause you no personal, emotional, or finance harm whatsoever. If you do not wish to receive our newsletter, simply click on the unsubscribe button at the bottom of our newsletter.

15)
All of our testimonials and reviews are true, reflect the opinions and experiences of real users of School of Phenomenal Memory’s products and services, and are submitted voluntarily by customers. If you would like to submit a testimonial or review to School of Phenomenal Memory, you agree that it becomes the exclusive property of School of Phenomenal Memory, which includes the right to reproduce, edit, and/or publish the testimonial or review which may include your name or initials, age and city/state/country of residence. Some customers who have submitted reviews or testimonials in the past may have received free or discounted products or services in appreciation for the time they invested in writing or recording their testimonials or reviews. School of Phenomenal Memory is under no obligation to do so.

16)
You understand and agree that you may be permanently dismissed from the School of Phenomenal Memory without a refund for disruptive/disrespectful behavior, and for violating or intending to violate our terms and conditions related to intellectual property and copyright (it is illegal to copy, distribute, or create derivative works from our material in whole or in part, or to contribute to the copying, distribution, or creating of derivative works of our material).

17)
You understand and agree that School of Phenomenal Memory reserves the right to dismiss you from the School of Phenomenal Memory with a refund, less School of Phenomenal Memory expenses in facilitating your participation (credit card fees, materials, cover charges, etc.) at any time without any explanations.

18)
By accepting this agreement you certify unequivocally that your responsibility, commitment and true investment of time and personal resources will be the critical determinants of the degree and nature of your own results.